Effective Date: February 13, 2026
Welcome to Foco Finanças. By accessing or using our website https://www.focofinancas.com/, you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully.
1. Acceptance of Terms
By using Foco Finanças, you accept these Terms & Conditions in full. If you do not agree with any part of these terms, you must not use our website.
2. Use of the Website
You agree to use this website only for lawful purposes. You may not:
- Post or transmit harmful, offensive, or illegal content.
- Attempt to disrupt or interfere with the website or its servers.
- Use the website for commercial purposes without permission.
3. Intellectual Property
All content on Foco Finanças, including articles, images, logos, graphics, and software, is owned by or licensed to us and is protected by copyright and intellectual property laws.
You may view, download, or print content for personal, non-commercial use only. Reproducing, distributing, or modifying content without permission is prohibited.
4. Third-Party Links
Our website may contain links to third-party websites for reference or convenience. We are not responsible for the content, privacy policies, or practices of those websites. Visiting third-party sites is at your own risk.
5. Disclaimer of Warranties
Foco Finanças provides content for educational and informational purposes only. While we strive for accuracy, we make no guarantees regarding the completeness, reliability, or suitability of the information.
All content is provided “as is” without warranties of any kind, either expressed or implied.
6. Limitation of Liability
Foco Finanças will not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of the website, including but not limited to data loss or personal injury.
7. Privacy
Your use of our website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.
8. Changes to Terms
We may update these Terms & Conditions at any time. Updates will be posted on this page with the revised effective date. Continued use of the website constitutes your acceptance of the updated terms.
9. Governing Law
These Terms & Conditions are governed by the laws of the country where Foco Finanças operates, without regard to conflict of law principles.
10. Contact Us
If you have any questions or concerns about these Terms & Conditions, please contact us at:
Email: contact@focofinancas.com